Actuals through May 2026, projected from your real June balance.
Plan changes — buying a house, selling a rental, student loans, one-time or recurring items — live in the timeline.
| Strategy | Debt-free | Interest |
|---|---|---|
| Avalanche (highest rate first) | Jul 2035 | $288,611 |
| Snowball (smallest balance first) | not within horizon | $312,307 |
| Your current order | Sep 2035 | $291,141 |